How do I get a student loan with bad credit?

Start with federal undergraduate student loans, which don't require a specific credit score. For private loans consider lenders like Ascent and A.M. Money; an ISA like Stride Funding; or MPOWER if you're an international student. Can you get a student loan with poor credit?

Are student loans for bad credit a good idea?

Student loans for bad credit can help those with a limited or poor credit history access funds for their education. You should prioritize federal student loans since they offer flexible repayment plans and don’t consider your credit score. Private student loans can also help fill any remaining financial gaps.

Can a student loan be approved if you have bad credit?

Most private student loan lenders require that borrowers be in excellent financial shape or have a creditworthy co-signer to get approved. However, lenders that cater to students with bad credit consider factors beyond their score, like academic performance, enrollment or projected career outcomes.